Owner Operator Programs

At Nationwide Equipment Finance, we don't offer cookie cutter programs, loans, or customer service. Our expertise offers flexible payment plans and lending options geared to help you with your very unique business needs. We want you to be successful for the long haul. Our owner-operator finance programs for new trucks pair competitive retail finance rates with your participating dealer's broad inventory of new vehicles. Contact Nationwide Equipment Finance to learn more about our owner-operator financing options Rates, terms, down payment, and eligibility will be determined by DTF based upon the creditworthiness and experience of customer. Programs, rates, or terms may be changed or terminated at any time by DTF. Insurance coverages provided by EPG Insurance, Inc. Please refer to policy forms and declarations for a full description of applicable terms, conditions, exclusions, and limits. Owner operator programs – we can get an o/o approved for finance or a lease with option to buy as long as they are able to provide schedule C / K1 from their 2013 tax return and 2 hauling references. They need to provide a minimum of 1 ½ or 2 years of experience as o/o.

We Offer:

• Competitive new truck finance rates for qualified applicants
• Above-market credit advances for qualified customers
• Low down-payment requirements on approved credit
• Longer finance terms for creditworthy buyers
• Quick decisions for all credit inquiries
• A wide variety of payment structures to match your business
• Balloon payments for qualified applicants
• Insurance coverage options
• Exclusive warranty packages

Professional Finance Support

Our partner dealers enjoy working with fellow industry professionals. We're here to help dealers and customers alike succeed! For the independent dealer from credit application to lien protection we have dedicated finance professionals assigned to each dealership. Our team helps to keep dealers compliant in an ever-changing compliance world. We perform professional product presentations; we sell vehicle service contracts & GAP insurance to enable driver and fleets accomplish their goals. The Nationwide Equipment Finance team helps improve customer satisfaction & retention. Our support enables credit application analysis as well as rehashing & working with lenders. We do all the fact finding interviews with customers to make sure they are a perfect fit for the desired equipment.

No Money Down Programs

If you've spoken to other companies, you might have come to the conclusion you will be needing a decent size down payment if you're in the market for a semi truck. Well we have a little secret, and we can do zero down payment on a specific type of semi truck. This program is very unique, there are no age limits or restrictions on miles, we can even do startup owner operators just getting into the business. Make sure you apply today so we can work to get you qualified today.

First Time Buyers

We have special programs to accomodate first time buyers and new business owners. We love to help our first time buyers / startups. We need 3 month banks statements and credit grade A- C. We work to build your new career on the right track. This is a great way to get into the transportation business with very limited funds. Lower your risk by finding a more affordable day cab, and keep your capital for unexpected expenses versus putting a high down payment. We've heard all the stories, and we all know there will be some unforeseen expenses. We want to make sure your new business is a huge success. We are here to help.

Working Capital

Many of today's small business owners use their cash on-hand to reinvest in their day-to-day operations. With a working capital loan from Nationwide Equipment Finance, you can have extra cash to do even more and keep your business running smooth.

Whether it's expanding or improving your current business, investing in advertising, or tying-up existing "loose ends" like taxes or outstanding debt, the extra cash can be just the solution you need. And working capital loans are quick and easy. 1 year in business on the loan amount we will need 4-6 months of bank statements and tax returns. We can do 30-60 days loans or 3-15 months loan. O/O are welcome with a minimum of 1 year in business. Max finance up to $1,000,000. The benefits are very clear:

• Unsecured loans with absolutely no pledge of personal assets
• $1,000,000 in as few as 24 hours
• Loans for bad credit and poor FICO scores
• Simple paperwork
• Renewable source of capital

Low Credit Score Programs

Credit scores act as a calling card for small businesses, and the wrong score can make obtaining the proper financing that much more difficult. As all too many small business owners have discovered the hard way, borrowing small business loans with bad credit can be an uphill battle. We offer programs that allow poor scores to work with our finance firm through leasing-to-buy programs and other creative platforms to build credit while being able to obtain the desired equipment for your business. NEF offer lease with option to buy programs. A – D credit grades.

Our Core Services

  • Working Capital
    %
  • Repair Financing
    %
  • Trucking Finance
    %
  • Office Equipment
    %

Our Location